Nimiq: Blockchain Payments Ready for Mass Adoption
The future of crypto depends on mass adoption, driven by usability for everyone, especially those new to Blockchain technology. Nimiq answers this need by offering an unparalleled user experience, allowing anyone to create a Nimiq Account and engage with crypto in less than 30 seconds. Nimiq’s ecosystem brings together the most advanced crypto payment technologies in an elegant, easy-to-use platform:
- In-Wallet Decentralized Exchange: Swap assets like BTC, USDC, USDT, and NIM self-custodially—no registration or personal data required.
- Gas Abstraction: Stablecoin (USDC/USDT on Polygon) transactions are simplified with automatic gas fee management, ensuring users never have to worry about additional blockchain tokens—all this while keeping transactions fully self-custodial.
- In-Wallet Node: With a built-in node, every Nimiq wallet directly connects to the network, achieving true decentralization without a complicated installation required.
- Unmatched Censorship Resistance: Fully web-based and client-side, the Nimiq ecosystem empowers users with total censorship resistance. Unlike app-based platforms that face potential blocking from app stores, the Nimiq Wallet operates independently of any third-party app distribution, preserving user access and freedom.
- High-Yield Proof-of-Stake: Achieve ~15% APY, putting your assets to work easily, securely and efficiently.
- Global Reach and Scalability: Nimiq’s purpose-built Proof-of-Stake algorithm supports payment functionality with 1-second confirmations and over 1,000 TPS.
One Network to Unite Crypto Payments
Nimiq’s Multi-Asset Node technology supports paying across multiple payment channels in a single, unified experience. Starting with integration for the Bitcoin Lightning Network, Nimiq Pay enables seamless payment to any merchant accepting crypto, with smart contract-powered swaps handling asset conversions—all while remaining fully self-custodial.
Crypto Mass Adoption Starts Here
True crypto payments are within reach, exactly the way they’re supposed to be—self-custodial, seamless, and secure. Don’t settle for less.
Try it out now and experience the future of digital payments with Nimiq.
The Vision
Barrier-free value exchange for everyone.
The Mission
Enable the most accessible, censorship-resistant payment solutions.
| General | Bitcoin | Ethereum | Visa | Nimiq PoS | |||||
|---|---|---|---|---|---|---|---|---|---|
| Primary use case | Store of value, censorship-resistant payments | Distributed computing platform, smart contracts | Convenient but restricted and centralized access | Accessible and censorship-resistant payments | |||||
| User interaction | App or website relying on a third-party service/gateway or installing your own node | Proprietary system with limited security + fraud protection measures | Installation free web-app that runs your own light node inside your browser | ||||||
| Javascript bindings | Yes, but require third-party gateway | No, proprietary payment provider solutions only | Yes, natively | ||||||
| Onboarding time (non-custodial wallet) | Several minutes | Several minutes | Minutes to several days | Less than 20 seconds | |||||