Nimiq in a Nutshell

Nimiq: Blockchain Payments Ready for Mass Adoption

The future of crypto depends on mass adoption, driven by usability for everyone, especially those new to Blockchain technology. Nimiq answers this need by offering an unparalleled user experience, allowing anyone to create a Nimiq Account and engage with crypto in less than 30 seconds. Nimiq’s ecosystem brings together the most advanced crypto payment technologies in an elegant, easy-to-use platform:

In-Wallet Decentralized Exchange: Swap assets like BTC, USDC, USDT, and NIM self-custodially—no registration or personal data required.
Gas Abstraction: Stablecoin (USDC/USDT on Polygon) transactions are simplified with automatic gas fee management, ensuring users never have to worry about additional blockchain tokens—all this while keeping transactions fully self-custodial.
In-Wallet Node: With a built-in node, every Nimiq wallet directly connects to the network, achieving true decentralization without a complicated installation required.
Unmatched Censorship Resistance: Fully web-based and client-side, the Nimiq ecosystem empowers users with total censorship resistance. Unlike app-based platforms that face potential blocking from app stores, the Nimiq Wallet operates independently of any third-party app distribution, preserving user access and freedom.
High-Yield Proof-of-Stake: Achieve ~15% APY, putting your assets to work easily, securely and efficiently.
Global Reach and Scalability: Nimiq’s purpose-built Proof-of-Stake algorithm supports payment functionality with 1-second confirmations and over 1,000 TPS.

One Network to Unite Crypto Payments

Nimiq’s Multi-Asset Node technology supports paying across multiple payment channels in a single, unified experience. Starting with integration for the Bitcoin Lightning Network, Nimiq Pay enables seamless payment to any merchant accepting crypto, with smart contract-powered swaps handling asset conversions—all while remaining fully self-custodial.

Available on iOS and Android.

Crypto Mass Adoption Starts Here

True crypto payments are within reach, exactly the way they’re supposed to be—self-custodial, seamless, and secure. Don’t settle for less.

Try it out now and experience the future of digital payments with Nimiq.

Create an Account Now

The Vision

Barrier-free value exchange for everyone.

The Mission

Enable the most accessible, censorship-resistant payment solutions.

General	Bitcoin	Ethereum	Visa	Nimiq PoS
Primary use case	Store of value, censorship-resistant payments	Distributed computing platform, smart contracts	Convenient but restricted and centralized access	Accessible and censorship-resistant payments
User interaction	App or website relying on a third-party service/gateway or installing your own node		Proprietary system with limited security + fraud protection measures	Installation free web-app that runs your own light node inside your browser
Javascript bindings	Yes, but require third-party gateway		No, proprietary payment provider solutions only	Yes, natively
Onboarding time (non-custodial wallet)	Several minutes	Several minutes	Minutes to several days	Less than 20 seconds

Disclaimer

None of the statements must be viewed as an endorsement or recommendation for Nimiq, any cryptocurrency, or investment product. Neither the information, nor any opinion contained herein constitutes a solicitation or offer by the creators or participants to buy or sell any securities or other financial instruments or provide any investment advice or service. All statements contained in statements made in Nimiq’s web pages, blogs, social media, press releases, or in any place accessible by the public, and oral statements that may be made by Nimiq or project associates that are not statements of historical fact, constitute “forward-looking statements”. These forward-looking statements involve known and unknown risks, uncertainties, and other factors that may cause the actual future results, performance, or achievements to be materially different from any future results, performance, or achievements expected, expressed, or implied by such forward-looking statements. The final decision of implementing any changes to the Nimiq protocol, including its parameters, always remains with the decentralized node operators who agree what version and parameters to deploy and support.